Solutions

At Celtic Leasing we recognize one lease does not fit it all. Our core values of flexibility, service and partnership ensure our focus is on providing the leasing solution that best fits your company's individual needs. In addition to delivering traditional lease structures, Celtic also has extensive experience in creating customized leasing transactions. Our Master Lease Agreement will facilitate multiple lease schedules while delivering maximum flexibility. For specific product descriptions, read about the leasing solutions options listed below:

Operating Leases

Terms of the lease may vary, and often include flexible lease periods with end-of-term options such as

• Purchasing the equipment for fair market value
• Renewing the lease
• Returning the equipment to lessor

Capital Leases

Offering a fixed end-of-term buyout amount, this type of lease is designed for lessees who prefer to own the equipment at the conclusion of the lease. Capital leases are typically used for equipment that is not subject to obsolescence but rather has a long useful life. Depreciation benefits accrue for the account of the lease.

Specialized Leases

Step Leases, PRO Leases, Deferred Payment Leases, Note and Security Agreements, and other lease structures are also available to meet the lessee's specific leasing requirements.

Purchase / Leasebacks

This type of lease involves the lessor purchasing existing assets from the lessee and immediately leasing those assets back to the lessee. A purchase/leaseback transaction can be structured as either an Operating or Capital Lease. This solution allows companies to infuse cash into their business by more closely matching the expense with the useful life of the asset.